Bank of India Credit Officer Recruitment 2026: 779 Vacancies Out – Apply Online Before 20 July!
Bank of India Credit Officer Recruitment 2026 has officially begun with a massive opportunity for banking professionals. The Bank of India (BOI) has released the detailed notification for 779 Credit Officer posts in the General Banking Officer (GBO) stream across MMGS-II, MMGS-III, and SMGS-IV scales.
This is one of the biggest Specialist Officer recruitments this year, and eligible candidates with credit experience can apply online till 20 July 2026. If you are looking for a stable banking career with good pay and growth, this is the perfect chance.
Bank of India Credit Officer 2026 – Quick Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 |
| Notification Date | 29 June 2026 (Short Notice) |
| Detailed Notification | 30 June / 01 July 2026 |
| Online Application Start | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Application Mode | Online Only |
| Official Website | bankofindia.co.in |
| Selection Process | Online Exam + Interview |
Bank of India Credit Officer Vacancy 2026 (Category-wise)
| Scale | UR | EWS | OBC | SC | ST | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 274 | 69 | 180 | 102 | 52 | 677 |
| MMGS-III | 22 | 8 | 16 | 10 | 5 | 61 |
| SMGS-IV | 21 | 3 | 9 | 6 | 2 | 41 |
| Grand Total | 317 | 80 | 205 | 118 | 59 | 779 |
Important Dates – Bank of India Credit Officer 2026
| Event | Date |
|---|---|
| Short Notification Release | 29 June 2026 |
| Detailed Notification & Apply Online | 30 June 2026 |
| Last Date to Submit Online Application | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Last Date to Print Application | 4 August 2026 |
| Online Examination | To be announced later |
Eligibility Criteria – Bank of India Credit Officer Recruitment 2026
Age Limit (as on 01.06.2026)
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 years | 32 years |
| MMGS-III | 28 years | 38 years |
| SMGS-IV | 32 years | 45 years |
Age Relaxation: As per Government of India rules (SC/ST – 5 years, OBC – 3 years, PwBD – 10 years, etc.).
Educational Qualification & Experience
- MMGS-II & MMGS-III: Graduation in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD). CA/CFA/CMA-ICWA or MBA/PGDBM in Banking/Finance/Credit related field is also acceptable.
- SMGS-IV: Graduation (60%/55% as above) + MBA/PGDBM (2 years) or CA/CFA/CMA-ICWA.
Experience Required (Post-qualification):
- MMGS-II: Minimum 3 years as Officer (including 2 years in credit areas)
- MMGS-III: Minimum 5 years as Officer (including 3 years in credit areas)
- SMGS-IV: Minimum 7 years as Officer (including 4 years in credit areas)
Freshers are not eligible.
Application Fee
| Category | Application Fee + Intimation Charges |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 (Intimation charges only) |
Fee can be paid online through Debit Card, Credit Card, Internet Banking, UPI, etc.
Selection Process
The selection will be done through:
- Online Examination (125 marks)
- Personal Interview (weightage may vary)
Exam Pattern (Tentative):
- English Language – 25 Questions (Qualifying)
- Professional Knowledge – 100 Questions (100 Marks)
- Total Duration: 120 Minutes
- Negative Marking: 0.25 marks for each wrong answer
Salary & Perks – Bank of India Credit Officer
| Scale | Pay Scale | Approximate CTC |
|---|---|---|
| MMGS-II | ₹64,820 – ₹93,960 | ₹12–15 Lakh+ |
| MMGS-III | ₹85,920 – ₹1,05,280 | ₹15–18 Lakh+ |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 | ₹18–22 Lakh+ |
In addition to basic pay, employees get DA, HRA, Medical, LTC, Pension, and other allowances.
How to Apply for Bank of India Credit Officer 2026
- Visit the official website www.bankofindia.co.in
- Go to Career → Recruitment Notice
- Click on “Recruitment of Credit Officers – Project No. 2026-27/01”
- Register yourself and fill the online application form
- Upload scanned photo, signature, and required documents
- Pay the application fee online
- Submit the form and take a printout for future reference
Direct Apply Link: Will be activated on the official website from 30 June 2026.
Important Links
- Official Website: bankofindia.co.in
- Apply Online: Will be available on BOI Career page
- Official Notification PDF: Available on bankofindia.co.in
Frequently Asked Questions (FAQs)
Q1. What is the last date to apply for Bank of India Credit Officer 2026?
Ans. The last date to apply online is 20 July 2026.
Q2. How many vacancies are there in BOI Credit Officer Recruitment 2026?
Ans. Total 779 vacancies have been announced.
Q3. What is the age limit for MMGS-II Credit Officer?
Ans. 25 to 32 years (as on 01.06.2026).
Q4. Is experience mandatory for Bank of India Credit Officer?
Ans. Yes, minimum 3 to 7 years of relevant credit experience is required depending on the scale.
Q5. What is the application fee for General category?
Ans. ₹850 for General/OBC/EWS candidates.
Q6. What is the selection process?
Ans. Online Examination + Personal Interview.
Q7. Can freshers apply for this recruitment?
Ans. No, only experienced candidates are eligible.
Q8. Where can I download the official notification?
Ans. From the official website bankofindia.co.in under Career section.
Q9. What is the salary of Bank of India Credit Officer?
Ans. It ranges from approximately ₹12 Lakh to ₹22 Lakh per annum depending on the scale.
Q10. Is there any negative marking in the exam?
Ans. Yes, 0.25 marks will be deducted for every wrong answer.
Don’t miss this golden opportunity! Apply before the deadline and secure your future in one of India’s leading public sector banks.
By Sam Michael
Follow us on X @realnewshubs and subscribe for push notifications